About Better Finance Brokers Michael Keating
Australian credit licence # 387668
Better Finance Brokers Services What we do
First Home Buyers
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Buying a home for the first time can be daunting, especially when it comes to choosing a home loan. We can help you find the right loan and make borrowing faster and easier, while giving you the personalised service you deserve.
To help you get started consider these eight factors when applying for a home loan.
- How much can you afford to borrow
- Deposit amount
- Savings history
- Types of home loans
- First home owners grant
- Stamp duty
- Lenders mortgage insurance (LMI)
- Additional costs
Please contact Better Finance Brokers to discuss your individual needs
Home Loans
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Please contact Better Finance Brokers to discuss your individual needs
Investment Loans
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A good investment loan can make the process of purchasing a property for investment purposes straightforward and easy to manage during the life of your investment. Investment loans can vary in complexity and what you choose will depend on what you are trying to achieve.
Please contact Better Finance Brokers to discuss your individual needs
Commercial Loans
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Commercial loans are a reality – and often a necessity – for thousands of small business owners who want to buy their own premises. Commercial loans can differ significantly from home loans, they come with their own unique set of rules and factors that affect how much you can borrow and what you’ll pay to do so.
Please contact Better Finance Brokers to discuss your individual needs
Chattel Mortgage
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A chattel mortgage is a common way Australian businesses finance cars. It is a commercial finance product where a financier lends the money to buy a car and the customer makes regular repayments.
The business assumes ownership of the vehicle but the financier has a ‘mortgage’ over it until the loan is paid, including any balloon payment. Businesses can choose to have a balloon in order to reduce repayment amounts, or schedule the repayments to pay off the whole amount over the term.
GST applies to the purchase price of the vehicle. Businesses that account for GST on a cash basis can claim an Input Tax Credit for the GST in the purchase price on their next Business Activity Statement (BAS).
Please contact Better Finance Brokers to discuss your individual needs
Savings Plans
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Please contact Better Finance Brokers to discuss your individual needs
Super Fund Loans
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Since 2007, you can borrow money through your SMSF to invest in assets, such as real estate, shares and managed funds, but only if you adhere to strict rules.
Please contact Better Finance Brokers to discuss your individual needs
Equipment Finance
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Equipment financing helps you finance up to 100% of the new or used equipment you need for your business. Applying for an equipment loan is typically a fast and easy way to finance the purchase of most types of equipment—computers, machinery, vehicles, or whatever else you need.
Please contact Better Finance Brokers to discuss your individual needs
Some of our Lenders
What people are saying Testimonials
We needed the best possible home loan for our family as well as information on the home buying process from somebody who we trust. With Michael we got all that in a professional and friendly manner. He did all the hard work which left us all the time to do the house-hunting. Superb experience!!! Thanks. PS Chattel Mortgage on the DMax was even easier
Michael just a quick note of thanks. You have been looking after our Loan portfolio for the past six years and it gave us great confidence to refer No 1 son to you as he goes through the myriad of issues in buying his first home. Ben has said you were incredibly helpful in all the aspects of buying the house and explaining things in easily understood terms for Ben. Thanks again
We’re Here To Help!
Office
Wooloowin, BRISBANE
Hours
7 Days: 9am – 8pm
